Health/Medical Insurance
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OUR PRODUCT
Health insurance
Insure your nuclear family, relatives and parent against unexpected medical bills through our negotiated Inpatient, Outpatient, Maternity, Optical and Dental medical scheme with AAR Insurance, UAP Insurance Co Ltd and Jubilee Insurance Co with superior benefits at affordable premium.
AAR MEDICAL SCHEME runs from september to september
Join our KMA Regulated NON WDT SACCO-AAR Medical scheme which runs from September to September of each year at prorated rates, with no waiting periods for members who join the scheme within the first month of its opening i.e. September every year.
The cover offers the following benefits:
1. An inpatient cover with limits between Kes. 500,000 – Kes.20,000,000.
2. An optional outpatient cover with limits between Kes. 50,000 – Kes 200,000 at
additional premium.
3. An optional maternity cover with limits between Kes. 100,000 – 250,000 at additional
premium.
4. An optional optical and dental cover at additional premium.
KMA RNWDT SACCO - AAR MEDICAL SCHEME
All Doctors, their families, relatives and employees.
Kindly find the attached cover benefits write-up and Premium rate-card for your perusal.
Insurance premium financing is available for qualifying members.
Please email tiba.group@kmasacco.com or call 0704825300/0715993874/0741728292 for further information, quotes and cover placement.
Our UAP-Old Mutual scheme runs from June-June every year
- An inpatient cover which includes COVID treatment with limits between Kes.500,000 and Kes.10,000,000
- An optional maternity cover with limit of Kes. 100,000 at additional premium.
- A optional outpatient cover of Kes.150,000 limit at an additional premium.
Qualifications of joining the scheme
All Doctors, their families, relatives and employees.
Kindly find the attached cover benefits write-up and premium rate-card for your perusal
*Disclaimer
Open for enrolment only in the month of June every year.
Our Jubilee Medical scheme runs from Jan-Dec and is open to all doctors, their families & relatives
Jubilee Medical Scheme
- An inpatient cover with limits between 500,000 to 10,000,000.
- An optional outpatient cover with limits between Kes.50,000 – Kes.150,000 at additional premium.
- An optional maternity cover with limits between Kes.100,000 to Kes.200,000 at additional premium.
- An optional optical and dental cover at additional premium
Included Coverage:
- Eligibility 38 weeks - 64 years
- Eligible dependents = 1 spouse (18-65)
- Children above 18 years can be covered
- Anyone above 64 years should join the senior cover
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Exclusions
The general exclusions are but not limited to;
- Expenses where material information is withheld.
- Infertility treatment.
- Weight management treatments and drugs.
- Drug abuse and addiction.
- Self-inflicted injury.
- Paticipation in hazardous and professional sports.
- Nutritional supplements unless prescribed as part of treatment
- Alternative treatment such as chiropractors and herbalists.
- Expenses recoverable under any other insurance such as NHIF
- Naval, military and air force operations