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Work Injury Benefit Act (WIBA)

The WIBA provides Indemnity to an Employer against Legal Liability under the Workmen Injury Benefits Act (2007) in respect of assessments and awards for bodily injury to a workman due to accident or occupational disease arising out of and in the course of the employment by the employee in respect of the employer’s business.


– Death: 96 Months Earnings
– PTD: 96 Month’s Earnings
– Medical Expenses
– Funeral Expenses

• Occupation
• Estimated Annual Earnings
• Job descriptions
• Schedule of employees


Employer Liability

Employers Liability Policy provides Indemnity to the employer against Legal Liability under Common Law for damages and claimants expenses of litigation in respect of accidental Bodily Injury or occupational disease caused to Employees during the period of Insurance and arising out of and in the course of Common Law or Statutory Duty.

– Occupation
– Estimated Annual Earnings
– Limits required

WIBA Insurance rates shall form the basis of the Employers Liability insurance rating and the rates shall be considered as minimum rates net of all discounts.

a) Multipliers
b) Limits of liability
Please contact us at for Quotation and more details.


Personal Accident/Group Personal Accident

Covers bodily injury caused solely and directly by accidental violent external and visible means.

An accident is something fortuitous and unexpected as opposed to something proceeding from natural causes.


– Death
– Permanent Disability
– Temporary Total Disability
– Medical Expenses


– Accidents arising from:- flood, typhoon, hurricane eruption, or earthquake
– Big-game hunting, mountaineering, winter sports, racing of any kind, polo, football or
motor cycling
– Flying other than as a fare-paying passenger in an aircraft operating a regular passenger
– Suicide or attempted suicide
– Willful self-injury
– Breach of the law by the insured


get in touch


KMA Centre, 4th floor P.O. Box 413-00202, Mara Rd. Upper Hill, Nairobi.

Open Hours:

Mon – Fri 8:00 – 17:00

Write an email

Call Us

0704825300 or 0715993874

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