Motor Insurance
Motor Insurance
Motor insurance protects the policyholder against financial loss in the event of an incident involving a vehicle they own, such as in a traffic collision. This insurance would typically cover both the property risk (theft or damage to the vehicle) and the liability risk (legal claims arising from an accident including injuries.
Classes of Motor Insurance
Private vehicle
Motor Cycles and Tuktuk
Commercial vehicle
- Own Goods
- Motor vehicles used for carrying goods for hire
- Special type vehicles e.g. Ambulance & Hearse
- Motor PSV
Additional Benefits
Windscreen and Window glass.
Car Entertainment System.
Loss of use
Rescue services.
Personal effects.
Forced ATM withdrawal.
Out of Station accommodation.
Excess Protector.
Loss of keys.
Personal Accident extension.
Political Violence and Terrorism.
Riot strike and civil commotion.
Exclusions
1. Damage to Tyres only unless the vehicle is damaged at the same time.
2. Consequential loss, depreciation, wear and tear, rust and corrosion, mechanical or electronic breakdowns, equipment or computer malfunction.
3. Loss or damage occurring outside the geographical area.
4. Damage caused by overloading or strain.
5. Own death or bodily injury.
- tiba.group@kmasacco.com