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			<title>Home</title>
			<pubDate><![CDATA[Wed, 25 Feb 2026 06:20:50 +0000]]></pubDate>
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			<guid><![CDATA[https://kmasacco.com/contact-us/]]></guid>
			<link><![CDATA[https://kmasacco.com/contact-us/]]></link>
			<title>Contact Us</title>
			<pubDate><![CDATA[Wed, 25 Feb 2026 05:59:47 +0000]]></pubDate>
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			<guid><![CDATA[https://kmasacco.com/download/board-member-and-supervisory-committee-nominees/]]></guid>
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			<title>BOARD MEMBER AND SUPERVISORY COMMITTEE NOMINEES</title>
			<pubDate><![CDATA[Wed, 25 Feb 2026 05:57:45 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://kmasacco.com/download/kiboswa-serene-gardens-lakeview-riat-homes/]]></guid>
			<link><![CDATA[https://kmasacco.com/download/kiboswa-serene-gardens-lakeview-riat-homes/]]></link>
			<title>KIBOSWA SERENE GARDENS/LAKEVIEW RIAT HOMES</title>
			<pubDate><![CDATA[Wed, 22 Oct 2025 12:10:46 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://kmasacco.com/download/new-membership-application-form/]]></guid>
			<link><![CDATA[https://kmasacco.com/download/new-membership-application-form/]]></link>
			<title>NEW MEMBERSHIP APPLICATION FORM</title>
			<pubDate><![CDATA[Wed, 22 Oct 2025 09:21:08 +0000]]></pubDate>
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			<guid><![CDATA[https://kmasacco.com/download/lakeview-riat-homes/]]></guid>
			<link><![CDATA[https://kmasacco.com/download/lakeview-riat-homes/]]></link>
			<title>Lakeview Riat Homes</title>
			<pubDate><![CDATA[Wed, 22 Oct 2025 09:16:13 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://kmasacco.com/download/kiboswa-serene-gardens/]]></guid>
			<link><![CDATA[https://kmasacco.com/download/kiboswa-serene-gardens/]]></link>
			<title>Kiboswa Serene Gardens</title>
			<pubDate><![CDATA[Wed, 22 Oct 2025 09:11:37 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://kmasacco.com/download/zebby-profile/]]></guid>
			<link><![CDATA[https://kmasacco.com/download/zebby-profile/]]></link>
			<title>ZEBBY PROFILE</title>
			<pubDate><![CDATA[Wed, 18 Mar 2026 09:30:44 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://kmasacco.com/download/lipa-na-mpesa-paybill-540900/]]></guid>
			<link><![CDATA[https://kmasacco.com/download/lipa-na-mpesa-paybill-540900/]]></link>
			<title>B. LIPA NA MPESA -PAYBILL 540900</title>
			<pubDate><![CDATA[Wed, 14 Jan 2026 13:21:58 +0000]]></pubDate>
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			<guid><![CDATA[https://kmasacco.com/banking-details/]]></guid>
			<link><![CDATA[https://kmasacco.com/banking-details/]]></link>
			<title>Banking Details</title>
			<pubDate><![CDATA[Wed, 05 Nov 2025 07:21:22 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://kmasacco.com/sasra-compliance/]]></guid>
			<link><![CDATA[https://kmasacco.com/sasra-compliance/]]></link>
			<title>SASRA Compliance</title>
			<pubDate><![CDATA[Tue, 30 Dec 2025 09:52:55 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://kmasacco.com/download/sasra-authorization-certificate-2026/]]></guid>
			<link><![CDATA[https://kmasacco.com/download/sasra-authorization-certificate-2026/]]></link>
			<title>SASRA Authorization Certificate 2026</title>
			<pubDate><![CDATA[Tue, 30 Dec 2025 09:51:01 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://kmasacco.com/management-team/]]></guid>
			<link><![CDATA[https://kmasacco.com/management-team/]]></link>
			<title>Management Team.</title>
			<pubDate><![CDATA[Tue, 24 Mar 2026 13:47:51 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://kmasacco.com/download/peter-ndumia/]]></guid>
			<link><![CDATA[https://kmasacco.com/download/peter-ndumia/]]></link>
			<title>Peter Ndumia</title>
			<pubDate><![CDATA[Tue, 24 Mar 2026 13:45:51 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://kmasacco.com/download/1-abridged-group-annual-report-and-financial-statements-year-ended-31st-december-2025/]]></guid>
			<link><![CDATA[https://kmasacco.com/download/1-abridged-group-annual-report-and-financial-statements-year-ended-31st-december-2025/]]></link>
			<title>1. Abridged Group Annual Report and Financial Statements Year Ended 31st December 2025</title>
			<pubDate><![CDATA[Tue, 17 Feb 2026 14:24:05 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://kmasacco.com/download/abridged-group-annual-report-and-financial-statement-for-the-year-ended-31st-december-2025/]]></guid>
			<link><![CDATA[https://kmasacco.com/download/abridged-group-annual-report-and-financial-statement-for-the-year-ended-31st-december-2025/]]></link>
			<title>Abridged Group Annual Report and Financial Statement for the Year Ended 31st December 2025</title>
			<pubDate><![CDATA[Tue, 17 Feb 2026 14:01:01 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://kmasacco.com/downloads-2/]]></guid>
			<link><![CDATA[https://kmasacco.com/downloads-2/]]></link>
			<title>Downloads</title>
			<pubDate><![CDATA[Tue, 17 Feb 2026 13:55:45 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://kmasacco.com/download/mmf-poster/]]></guid>
			<link><![CDATA[https://kmasacco.com/download/mmf-poster/]]></link>
			<title>MMF POSTER</title>
			<pubDate><![CDATA[Tue, 14 Oct 2025 07:25:25 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://kmasacco.com/download/lakeview-riat-homes-and-kiboswa-serene-gardens-plots/]]></guid>
			<link><![CDATA[https://kmasacco.com/download/lakeview-riat-homes-and-kiboswa-serene-gardens-plots/]]></link>
			<title>Lakeview Riat Homes and Kiboswa Serene Gardens Plots</title>
			<pubDate><![CDATA[Tue, 11 Nov 2025 09:22:10 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://kmasacco.com/success-stories/]]></guid>
			<link><![CDATA[https://kmasacco.com/success-stories/]]></link>
			<title>Success Stories</title>
			<pubDate><![CDATA[Thu, 22 Jan 2026 10:01:58 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://kmasacco.com/download/hillary-profile/]]></guid>
			<link><![CDATA[https://kmasacco.com/download/hillary-profile/]]></link>
			<title>HILLARY PROFILE</title>
			<pubDate><![CDATA[Thu, 19 Mar 2026 12:39:39 +0000]]></pubDate>
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			<guid><![CDATA[https://kmasacco.com/memberships/]]></guid>
			<link><![CDATA[https://kmasacco.com/memberships/]]></link>
			<title>Membership</title>
			<pubDate><![CDATA[Thu, 19 Feb 2026 15:26:02 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://kmasacco.com/download/kma-sacco-retirement-solution-prudential/]]></guid>
			<link><![CDATA[https://kmasacco.com/download/kma-sacco-retirement-solution-prudential/]]></link>
			<title>KMA Sacco Retirement Solution &#8211; PRUDENTIAL</title>
			<pubDate><![CDATA[Thu, 06 Nov 2025 08:43:58 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://kmasacco.com/download/2-write-up-cic-medical-scheme-2/]]></guid>
			<link><![CDATA[https://kmasacco.com/download/2-write-up-cic-medical-scheme-2/]]></link>
			<title>2. Write-Up CIC Medical Scheme</title>
			<pubDate><![CDATA[Sat, 28 Mar 2026 07:40:06 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://kmasacco.com/download/e-mail-indemnity-form-2022/]]></guid>
			<link><![CDATA[https://kmasacco.com/download/e-mail-indemnity-form-2022/]]></link>
			<title>E-MAIL INDEMNITY FORM</title>
			<pubDate><![CDATA[Mon, 29 Dec 2025 09:26:03 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://kmasacco.com/mobile-banking-payments/]]></guid>
			<link><![CDATA[https://kmasacco.com/mobile-banking-payments/]]></link>
			<title>Mobile banking payments through MPesa Paybill</title>
			<pubDate><![CDATA[Mon, 26 Jan 2026 12:05:06 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://kmasacco.com/proposal-to-transition-to-deposit-taking-dt-sacco/]]></guid>
			<link><![CDATA[https://kmasacco.com/proposal-to-transition-to-deposit-taking-dt-sacco/]]></link>
			<title>Proposal to transition to  (DT SACCO)</title>
			<pubDate><![CDATA[Mon, 26 Jan 2026 12:02:15 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://kmasacco.com/mobile-banking-through-kmasacco-app/]]></guid>
			<link><![CDATA[https://kmasacco.com/mobile-banking-through-kmasacco-app/]]></link>
			<title>Mobile banking through KMA Sacco App</title>
			<pubDate><![CDATA[Mon, 26 Jan 2026 11:59:34 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://kmasacco.com/download/esther-profile/]]></guid>
			<link><![CDATA[https://kmasacco.com/download/esther-profile/]]></link>
			<title>ESTHER PROFILE</title>
			<pubDate><![CDATA[Mon, 16 Mar 2026 08:37:44 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://kmasacco.com/about-us/board-of-directors-and-supervisory-committee-2/]]></guid>
			<link><![CDATA[https://kmasacco.com/about-us/board-of-directors-and-supervisory-committee-2/]]></link>
			<title>Management Team</title>
			<pubDate><![CDATA[Mon, 16 Mar 2026 08:32:00 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://kmasacco.com/download/ceo-profile/]]></guid>
			<link><![CDATA[https://kmasacco.com/download/ceo-profile/]]></link>
			<title>CEO Profile</title>
			<pubDate><![CDATA[Mon, 16 Mar 2026 08:23:53 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://kmasacco.com/blog-grid/]]></guid>
			<link><![CDATA[https://kmasacco.com/blog-grid/]]></link>
			<title>Blog Grid</title>
			<pubDate><![CDATA[Mon, 15 Nov 2021 18:09:10 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://kmasacco.com/download/1-cic-medical-scheme-premium-rate-card/]]></guid>
			<link><![CDATA[https://kmasacco.com/download/1-cic-medical-scheme-premium-rate-card/]]></link>
			<title>1. CIC Medical Scheme – Premium Rate Card</title>
			<pubDate><![CDATA[Fri, 27 Mar 2026 17:09:03 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://kmasacco.com/download/kma-sacco-retirement-solution-with-prudential-assurance/]]></guid>
			<link><![CDATA[https://kmasacco.com/download/kma-sacco-retirement-solution-with-prudential-assurance/]]></link>
			<title>5. KMA Sacco Retirement Solution with Prudential Assurance</title>
			<pubDate><![CDATA[Fri, 27 Mar 2026 17:06:58 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://kmasacco.com/download/4-write-up-jubilee-medical-scheme/]]></guid>
			<link><![CDATA[https://kmasacco.com/download/4-write-up-jubilee-medical-scheme/]]></link>
			<title>4. Write up &#8211; Jubilee Medical Scheme</title>
			<pubDate><![CDATA[Fri, 27 Mar 2026 16:52:50 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://kmasacco.com/download/2-write-up-cic-medical-scheme/]]></guid>
			<link><![CDATA[https://kmasacco.com/download/2-write-up-cic-medical-scheme/]]></link>
			<title>3. Rate Card &#8211; Jubilee Medical Scheme</title>
			<pubDate><![CDATA[Fri, 27 Mar 2026 16:40:01 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://kmasacco.com/download/sasra-perfomance-indicator-for-the-year-2024/]]></guid>
			<link><![CDATA[https://kmasacco.com/download/sasra-perfomance-indicator-for-the-year-2024/]]></link>
			<title>SASRA PERFOMANCE INDICATOR FOR THE YEAR 2024</title>
			<pubDate><![CDATA[Fri, 26 Sep 2025 09:27:45 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://kmasacco.com/download/medease-loan-form-registration/]]></guid>
			<link><![CDATA[https://kmasacco.com/download/medease-loan-form-registration/]]></link>
			<title>A. MedEase Loan Form-Registration</title>
			<pubDate><![CDATA[Fri, 23 Jan 2026 13:27:55 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://kmasacco.com/download/common-mistakes-on-mobile-banking-on-boarding-by-members/]]></guid>
			<link><![CDATA[https://kmasacco.com/download/common-mistakes-on-mobile-banking-on-boarding-by-members/]]></link>
			<title>COMMON MISTAKES ON MOBILE BANKING ON-BOARDING BY MEMBERS</title>
			<pubDate><![CDATA[Fri, 23 Jan 2026 08:05:56 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://kmasacco.com/download/kma-rnwdt-new-membership-application-form/]]></guid>
			<link><![CDATA[https://kmasacco.com/download/kma-rnwdt-new-membership-application-form/]]></link>
			<title>KMA RNWDT NEW MEMBERSHIP APPLICATION FORM</title>
			<pubDate><![CDATA[Fri, 23 Jan 2026 06:40:19 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://kmasacco.com/download/2026-board-and-supervisory-committee-vacant-positions/]]></guid>
			<link><![CDATA[https://kmasacco.com/download/2026-board-and-supervisory-committee-vacant-positions/]]></link>
			<title>2026 BOARD AND SUPERVISORY COMMITTEE VACANT POSITIONS</title>
			<pubDate><![CDATA[Fri, 16 Jan 2026 13:06:57 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://kmasacco.com/download/kma-sacco-by-laws/]]></guid>
			<link><![CDATA[https://kmasacco.com/download/kma-sacco-by-laws/]]></link>
			<title>B. KMA Sacco By-Laws</title>
			<pubDate><![CDATA[Fri, 16 Jan 2026 10:42:14 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://kmasacco.com/download/board-election-policy/]]></guid>
			<link><![CDATA[https://kmasacco.com/download/board-election-policy/]]></link>
			<title>A. Board Election Policy</title>
			<pubDate><![CDATA[Fri, 16 Jan 2026 10:40:18 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://kmasacco.com/download/proposal-to-transition-kma-sacco-to-a-regulated-deposit-takingdt-sacco/]]></guid>
			<link><![CDATA[https://kmasacco.com/download/proposal-to-transition-kma-sacco-to-a-regulated-deposit-takingdt-sacco/]]></link>
			<title>Proposal to Transition KMA Sacco to a Regulated Deposit -Taking(DT) Sacco(Circular))</title>
			<pubDate><![CDATA[Fri, 16 Jan 2026 10:38:53 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://kmasacco.com/download/proposal-to-transition-kma-sacco-to-regulated-deposit-takingdt-saccofaqs/]]></guid>
			<link><![CDATA[https://kmasacco.com/download/proposal-to-transition-kma-sacco-to-regulated-deposit-takingdt-saccofaqs/]]></link>
			<title>Proposal to Transition KMA Sacco to Regulated Deposit -Taking(DT) Sacco(FAQs)</title>
			<pubDate><![CDATA[Fri, 16 Jan 2026 10:38:05 +0000]]></pubDate>
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			<guid><![CDATA[https://kmasacco.com/careers/]]></guid>
			<link><![CDATA[https://kmasacco.com/careers/]]></link>
			<title>Careers</title>
			<pubDate><![CDATA[Fri, 13 Mar 2026 08:23:24 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://kmasacco.com/boardelections2026/]]></guid>
			<link><![CDATA[https://kmasacco.com/boardelections2026/]]></link>
			<title>boardelections2026</title>
			<pubDate><![CDATA[Fri, 13 Feb 2026 15:03:56 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://kmasacco.com/download/notice-of-the-25th-annual-general-meeting/]]></guid>
			<link><![CDATA[https://kmasacco.com/download/notice-of-the-25th-annual-general-meeting/]]></link>
			<title>NOTICE OF THE 25TH ANNUAL GENERAL MEETING</title>
			<pubDate><![CDATA[Fri, 13 Feb 2026 12:29:14 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://kmasacco.com/board-of-directors-and-supervisory-committee/]]></guid>
			<link><![CDATA[https://kmasacco.com/board-of-directors-and-supervisory-committee/]]></link>
			<title>Board of Directors and Supervisory Committee</title>
			<pubDate><![CDATA[Fri, 06 Mar 2026 07:09:34 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://kmasacco.com/download/travel-insurance/]]></guid>
			<link><![CDATA[https://kmasacco.com/download/travel-insurance/]]></link>
			<title>TRAVEL INSURANCE</title>
			<pubDate><![CDATA[Fri, 03 Oct 2025 07:39:38 +0000]]></pubDate>
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