Medifinance Limited

available insurance products that work for you


We Are The Best In Insurance Services

Medifinance is an investment company duly registered to carry out investment activities of KMA Regulated NON WDT Sacco. The main purpose of incorporation was to provide alternative investment options to KMA Sacco members and carry out investment activities.


Insurance Products

Through our Tiba Insurance Agency, The KMA Sacco has partnered with the leading insurance companies to provide a wide range of insurance policies.


Deposit For Life

The Deposit for Life Insurance Cover is the ONLY product in the market with no monthly premium payments and flexibility for annual upgrading.


Land Projects

We have ventured in Sale of Plots. We previously had 74, 1/4-acre plots at MUA Hills. For more information, kindly contact our offices and we shall reply with efficiency.

all services

insurance solutions

Medifinance currently runs Tiba Insurance Agencies which arranges negotiated and tailor made insurance products to the Sacco membership and other investment options such as land and real estate projects

Life insurance products


Funeral Expense Cover

Endownment Policies

Term Assurance

Asset Management

Money Market Fund

Wealth management

Equity Fund

Balanced Fund

More insurance products

Personal Accident

Work Injury Benefit Act

Employer Liability

Marine Insurance

Domestic package Insurance

Have you insured your property? Our domestic package insurance provides protection against risks to property, such as fire, theft or weather damage. This insurance enables you to enjoy the benefits of several policies in a single package as a homeowner or tenant and is only issued on buildings that are occupied solely as private dwelling houses.

The Below Is Covered

This section covers loss of or damage to a private dwelling house or a private flat including domestic outbuildings, landlord’s fixtures and fittings, walls, gates and fences.

This section provides cover against loss or damage to furniture, electronics, cutlery, crockery, and all other contents of all description against losses resulting from the perils in buildings for which the insured owns or for which he is legally responsible not being landlord’s fixtures and fittings.

This section provides cover for loss or damage to the following specified personal effects against all risks unless those personal effects are specifically excluded in the policy. They include but not limited to; Camera, iPad, L.E.D & Plasma TVs, Laptops and electrical installations e.g.
DSTV, Jewelry, Alarm systems, Mobile phones etc.
– Wear & tear.
– Depreciation.
– Damage by moth.
– Loss from motor vehicle unless in locked boot.
– Damage while in process of repair or innovation

Covers liability for domestic employees as results of any death or bodily injury by accident or diseases arising out of and in the course of employment.

This section provides cover for the insured for events leading to liability at law. It provides cover for legal liability that may arise from accidental bodily injury or damage to property in connection with the ownership and/or occupation of the residence by the insured person or his household.

Scope of cover
– Accidental injuries or death
– Accidental loss or damage

– Political risks and terrorism.
– Any loss occasioned directly/indirectly by order of government, any public municipal or local authority.
– Unspecified jewelry, watches, gold and silver articles, binoculars and photographic equipment etc. for private use.
– Unspecified luggage, clothing and personal effects.

Land Projects

Nestled amidst rolling hills and lush greenery, Surrounded by towering trees and serene trails, This strategically positioned plot offers a blank slate for architects and developers to craft a vibrant, modern complex, blending commercial spaces.


KMA Sacco identified 40 acres touching the proposed Eastern by-pass along Kangundo Road. 256 plots, 50*100 at a cost of Kes 650,000 per plot. Payment of at least 10% deposit per plot to any of  the Bank Accounts  and clear the balance within 60 days upon receipt of the letter of offer. The receipt will be issued after the confirmation of the plots and payment. Financing is available for as low as Kes 14,362 per month, per plot repayable over  5 years for qualifying Sacco members.


256 plots

50*100 at a cost of Kes.650,000 per plot

Contact Us

Email for more information.


256 plots

50*100 at a cost of Kes.650,000 per plot

Contact Us

Email for more information on the available plots.

Mua Hills

38 km from Nairobi and 16 km off Mombasa road after Maanzoni Lodge.

Medifinance limited- the Investment arm of KMA Sacco Ltd identified some 21 acres of fairly good sloping land on red soil at the foot of Mua Hills, The Land is 4 km off the Newly tarmacked mua hills road and is accessible through an all-weather road. 

Kitengela Plots

measure 50*100. Approximately 3km from Yukos

Medifinance limited, the investment arm of KMA SACCO LTD, identified very prime land for sale to KMA SACCO Members in Kitengela- The plots measure 50*100. Approximately 3km from Yukos, neighboring Acacia Schools. Developed neighborhood with good road access. Selling Price per plot-Kes. 950,000.00.


256 plots

50*100 at a cost of Kes. 950,000.00.

Contact Us

Email for more information.


19 plots

50*100 at a cost of Kes. 980,000.00.


Ngong Phase II Plots

19 plots, 50*100

Medifinance limited, the Investment arm of KMA Sacco Ltd offered 19 plots, 50*100 in Ngong phase 2 adjacent to Ngong phase 1 plots at Kes. 980,000.00 per plot inclusive of transfer fees, legal fees and stamp duty.

Ngong Phase I Plots

46 plots, 50*100

Medifinance limited, the Investment arm of KMA Sacco ltd offered 46 plots,50×100 at Upper Matasia Ngong, 3 km from Magadi Road at St Patrick’s School. The Selling Price for the plots were Kes.960,000 inclusive of transfer fee, legal fees and stamp duty. 


46 plots

50*100 at a cost of Kes. 980,000.00.



clients Love

“I am so proud to be affiliated with KMA Sacco. The latest has been a balancing act of refinancing my Midterm loan, adding my dividend proceeds and my perennial emergency loan to set up a 1.5 acre Dragon Fruit farm with a borehole as a retirement project. It’s done.”

Dr. Mungai


clients Love

“I would recommend Tiba Ins that has partnered with the leading insurance companies to be your
preferred Insurance partner as they help you save time during claim processing, notifies you when the cover is almost due for renewal, customer service is top notch, their premium is competitive, and they offer premium financing.”

Dr. Cosmas


get in touch

Get in touch with us today. Drop us an email, call us, or vist us today for more information. 


KMA Centre, 4th Floor, Mara Rd. Upper Hill, Nairobi

Open Hours:

Mon – Fri 9:00 – 18:00

Write an email

Call Us:

0715993874 | 0704825300

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