The Kenya Medical Association SACCO (KMA SACCO) is the single largest financial service provider for doctors by doctors in Kenya. Because the SACCO is designed by medical doctors who understand the dynamics of the medical profession and the enormous demands of a doctor’s time, KMA Sacco is a ‘one stop financial partner’ for the medical practitioner, both young and old. We provide an array of products specially designed to suit the short and long term financial needs and obligations for a doctor through savings, investments, insurance, loans and pension services.We have been around since 1998 and serve a strong membership of more than 4300 members across Kenya. Our asset base currently stands at 2.1 billion Kenya shillings.

Our Mission

To proactively mobilize savings and provide innovative products, services and solutions to encourage and facilitate investment in the healthcare sector while utilizing available resources efficiently and effectively for the ultimate benefit of the community and healthcare professional

Our vision

To be the leader in provision of financial products, services and solutions to the heath care professional and the health care sector

Contact Us

  • KMA Centre, 4th floor P.O. Box 413-00202, Mara road, Upperhill Nairobi
  • 020 2675620
  • 0722-519037
  • info@kmasacco.com

Business Hours

  • Monday-Friday: 8am to 5pm


Why KMA Sacco

We take care of more than just your finances; we construct a simple  effective blueprint for you and your family. We walk with you from the early career days to ensure you get a strong financial start when you are appointed as an intern doctor.Read more

How to become a member

One requires to complete a membership application form.Once completed, submit the application together with the joining fee of Ksh2,500/= which can be made through the KMA Sacco Bank Accounts or via MPesa.Read more


In an effort to serve you better,we have moved our TIBA Insurance Agencies(A division of KMA sacco) to a more spacious and Ultra Modern

office on 3rd Floor Suite 307 KMA Centre,UpperHill, Nairobi.

News and Event



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  • The first issue of the SACCO NEWSLETTER

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  • KMA Sacco UAP Medical Premium Rate Card

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