The Kenya Medical Association SACCO (KMA SACCO) is the single largest financial service provider for doctors by doctors in Kenya. Because the SACCO is designed by medical doctors who understand the dynamics of the medical profession and the enormous demands of a doctor’s time, KMA Sacco is a ‘one stop financial partner’ for the medical practitioner, both young and old. We provide an array of products specially designed to suit the short and long term financial needs and obligations for a doctor through savings, investments, insurance, loans and pension services.We have been around since 1998 and serve a strong membership of more than 4300 members across Kenya. Our asset base currently stands at 2.1 billion Kenya shillings.

Our Mission

To proactively mobilize savings and provide innovative products, services and solutions to encourage and facilitate investment in the healthcare sector while utilizing available resources efficiently and effectively for the ultimate benefit of the community and healthcare professional

Our vision

To be the leader in provision of financial products, services and solutions to the heath care professional and the health care sector

Contact Us

Kenya Medical Association SACCO, Physical Address:

KMA Centre, 4th floor P.O. Box 413-00202, Mara Rd. Upper Hill, Nairobi.

Telephone Contacts:

Pilot Numbers: +254 (020) 267 5620, +254 722 519 037

Finance: +254 725 308 268, +254 725 453 418

Marketing: +254 715 993 872

Operations:+254 703 245457

Insurance:(Tiba Insurance Agencies)

Physical Address: KMA Centre, 3rd Floor, Suite  307, Mara Rd. Upper Hill, Nairobi

Telephone contacts : +254 704 825 300, +254 715 993 874

Email: info@kmasacco.com

Website: www.kmasacco.com

Business Hours

  • Monday-Friday: 8am to 5pm

Why KMA Sacco

We take care of more than just your finances; we construct a simple  effective blueprint for you and your family. We walk with you from the early career days to ensure you get a strong financial start when you are appointed as an intern doctor.Read more

How to become a member

One requires to complete a membership application form.Once completed, submit the application together with the joining fee of Ksh2,500/= which can be made through the KMA Sacco Bank Accounts or via MPesa.Read more


In an effort to serve you better,we have moved our TIBA Insurance Agencies(A division of KMA sacco) to a more spacious and Ultra Modern

office on 3rd Floor Suite 307 KMA Centre,UpperHill, Nairobi.

News and Event


  • KMASacco Board and Supervisory Committee Election 2017

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  • INSTANT Loan for New Members and EMERGENCY Loan for Existing members within 72 hrs

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  • Email Indemnity Form

More details