Who we are

The Kenya Medical Association SACCO (KMA SACCO) is the single largest financial service provider for doctors by doctors in Kenya. Because the SACCO is designed by medical doctors who understand the dynamics of the medical profession and the enormous demands of a doctor’s time, KMA Sacco is a ‘one stop financial partner’ for the medical practitioner, both young and old. We provide an array of products specially designed to suit the short and long term financial needs and obligations for a doctor through savings, investments, insurance, loans and pension services.

We are backed by 17 years experience and serve a strong membership of more than 3800 members across Kenya. Our asset base currently stands at approximately 1.7 billion Kenya shillings.

Our Mission

To proactively mobilize savings and provide innovative products, services and solutions to encourage and facilitate investment in the healthcare sector while utilizing available resources efficiently and effectively for the ultimate benefit of the community and healthcare professional

Our vision

To be the leader in provision of financial products, services and solutions to the heath care professional and the health care sector

Deposit for life cover

Deposit for Life Cover is a 3 in 1 insurance policy, especially designed for doctors and their families to provide:

Life cover of upto 5 million,
Accident cover of upto 10 million and Provision to use your deposit as Collateral
for Credit.

Deposit can be paid in monthly installments from as low as Ksh. 3750 over a period of 36months. All benefits become effective upon deposit of first installment

Other benefits in this cover
  • No monthly premiums
  • Last expense of KES. 200,000.00 is paid to your family within 48 hrs
  • 30% of the sum assured of up to KES 1
  • Million is payable upon first time
    diagnosis of a critical illness
  • Flexible for annual upgrading

Why KMA Sacco

At KMA Sacco, we take care of more than just your finances; we construct a simple yet effective blueprint for you and your family. We walk with you right from your
early career days to ensure you get a strong financial start when you are appointed as an intern doctor.

How to become a member

Being part of the KMA Sacco is a simple affair. One requires to complete a membership application form obtained from our offices (it can also be downloaded from our website: www.kmasacco.com), attach a copy of your national ID/Passport with two recent passport photos.
Once completed, submit the application and together with the joining fee of Ksh2,500/= . Payment can be made through the KMA Sacco Bank Account (shared below) or via MPesa Pay Bill No. 540900.



KMA SACCO is inviting all members to attend our 15th Annual Members Meeting on Saturday, 11th April 2015 at Public Service Club, Upperhill Nairobi starting 12.30 pm.

Member Education

Notice is hereby given to KMA Savings and Credit Co-operative Society members that the Annual Members’ Education Day will be held on Saturday 26th September at the Public Service Club in Upper Hill Nairobi from noon.