Who we are


The Kenya Medical Association SACCO (KMA SACCO) is the single largest financial service provider for doctors by doctors in Kenya. Because the SACCO is designed by medical doctors who understand the dynamics of the medical profession and the enormous demands of a doctor’s time, KMA Sacco is a ‘one stop financial partner’ for the medical practitioner, both young and old. We provide an array of products specially designed to suit the short and long term financial needs and obligations for a doctor through savings, investments, insurance, loans and pension services.

We are backed by 17 years experience and serve a strong membership of more than 3900 members across Kenya. Our asset base currently stands at 1.869 billion Kenya shillings.

Our Mission

To proactively mobilize savings and provide innovative products, services and solutions to encourage and facilitate investment in the healthcare sector while utilizing available resources efficiently and effectively for the ultimate benefit of the community and healthcare professional

Our vision

To be the leader in provision of financial products, services and solutions to the heath care professional and the health care sector

Contact Us

  • KMA Centre, 4th floor P.O. Box 413-00202, Mara road, Upperhill Nairobi
  • 020 2675620
  • 0722-519037
  • info@kmasacco.com

Business Hours

  • Monday-Friday: 8am to 5pm

Why KMA Sacco

At KMA Sacco, we take care of more than just your finances; we construct a simple yet effective blueprint for you and your family. We walk with you right from your
early career days to ensure you get a strong financial start when you are appointed as an intern doctor.

How to become a member

Being part of the KMA Sacco is a simple affair. One requires to complete a membership application form obtained from our offices (it can also be downloaded from our website: www.kmasacco.com), attach a copy of your national ID/Passport, KRA Pin Certificate, registration license together with two recent passport photos.
Once completed, submit the application and together with the joining fee of Ksh2,500/= . Payment can be made through the KMA Sacco Bank Account (shared below) or via MPesa Pay Bill No. 540900.

Consumer Education

Development Loan

The Development loan is another great example of a loan service customized to enable you to enhance your educational skills, start-up and/or revamp your own business practice.
Is customized to enable you to enhance your educational skills, start-up and/or revamp your own business practice.

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