The Kenya Medical Association SACCO (KMA SACCO) is the single largest financial service provider for doctors by doctors in Kenya. Because the SACCO is designed by medical doctors who understand the dynamics of the medical profession and the enormous demands of a doctor’s time, KMA Sacco is a ‘one stop financial partner’ for the medical practitioner, both young and old. We provide an array of products specially designed to suit the short and long term financial needs and obligations for a doctor through savings, investments, insurance, loans and pension services.We are backed by 18 years experience and serve a strong membership of more than 4100 members across Kenya. Our asset base currently stands at 1.9 billion Kenya shillings.

Our Mission

To proactively mobilize savings and provide innovative products, services and solutions to encourage and facilitate investment in the healthcare sector while utilizing available resources efficiently and effectively for the ultimate benefit of the community and healthcare professional

Our vision

To be the leader in provision of financial products, services and solutions to the heath care professional and the health care sector

Contact Us

  • KMA Centre, 4th floor P.O. Box 413-00202, Mara road, Upperhill Nairobi
  • 020 2675620
  • 0722-519037
  • info@kmasacco.com

Business Hours

  • Monday-Friday: 8am to 5pm


Why KMA Sacco

We take care of more than just your finances; we construct a simple  effective blueprint for you and your family. We walk with you from the early career days to ensure you get a strong financial start when you are appointed as an intern doctor.Read more

How to become a member

One requires to complete a membership application form.Once completed, submit the application together with the joining fee of Ksh2,500/= which can be made through the KMA Sacco Bank Accounts or via MPesa.Read more


In our AGM held on 02.04.16,It was approved that interest on member deposit for year ended 2015 will be paid at 7% and Dividends on share capital at 15%.View your statements and give instructions on how to process your dividends by 30.04.16 to info@kmasacco.com. Options include ploughing back to your deposits, reducing your loan, paying your insurance premiums or payment to your bank account (give bank details)

News and Events

  • Extract Audited Annual Report of the year ended 31 December2015

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  • AGM Minutes for the meeting held on 11th April 2015

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